Senior Mortgage Loan Processor

Loan Operations · SCOTTSDALE, Arizona
Department Loan Operations
Employment Type Full-Time

Please apply directly on our website:

We are growing our amazing team and want you to be part of it! We are located in the sunny city of Scottsdale, AZ, and offer competitive compensation,and a full benefits package!

The ideal candidate will be well versed in processing to Conventional and Government loans. This person will also have strong product and guideline knowledge. Very skilled and detail oriented. Driven to deliver an exceptional experience for both internal and external partners. Closing loans timely and with a high level of Customer Satisfaction is a must!

What you'll do...a day in the life!

  • Reviews files for completeness and accuracy.
  • Manages a pipeline of up to 30 files a month.
  • Reviews/audit all Income, Assets, Credit, AUS, Verification, Appraisal, Prelim, etc.
  • Adjusts AUS findings as needed.
  • Processes file to specific program/investor guidelines.
  • Determines self-employment income.
  • Orders all 3rd party verifications/tracks all requested documents to ensure timely receipt.
  • Submits to Underwriting.
  • Condition clearing from PTD to Funding.
  • Understands FHA/VA specific documents/case orders on government sites.
  • Assists in restructuring loan program as situations/need arise.
  • Prioritizes workflow per need/close date, etc.
  • Reviews Pre-Audit to ensure accuracy.
  • Work with title company to resolve any discrepancies prior to closing.
  • Other duties as assigned.

Who you are...

  • Encompass (preferred, but not required), DataVerify, Work Number, DU/LP, 4506T, Tax Transcripts, Form Free, RingCentral, Fraud Reports, Day 1 Certainty, Docusign
  • Experience working in both Correspondent and Wholesale experience a plus
  • Knowledge of all applicable federal, state, and local laws, rules and regs to ensure compliance
  • Issuing all disclosures (initial through close) and ensuring TRID compliance
  • 4 years processing experience, preferably recent, preferably purchase business
  • Extremely detail-oriented, result driven, and can thrive in a fast-paced environment
  • Extensive knowledge of Underwriting Guidelines, FNMA, FHLMC, FHA, VA
  • Ability to work independently or in a team environment
  • Strong internal and external communication skills (oral and written)
  • Microsoft Suite

Why you want to work with us…what makes us awesome!

Minute Mortgage is a technology-based mortgage company dedicated to making a simpler and more cost-effective mortgage process. We are backed by a large company that has been in the Valley for 20 years! We believe technology and the internet improve the home lending experience, but our employees make us truly exceptional.

We have a passion for our employees and our clients, and we encourage a positive and collaborative approach to our daily routine.

Think big, have a few laughs, work hard, play hard. Repeat.

The Perks:

  • Comprehensive benefits package including Medical, Dental, Vision...and Pet Insurance (because we love your dogs as much as you do!)
  • 401K with company match
  • PTO
  • Paid Holidays
  • Professional Development Programs
  • Charitable Contributions and Events
  • Advancement and Career Opportunities

Apply today and become part of the Bamily!

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  • Location
    SCOTTSDALE, Arizona
  • Department
    Loan Operations
  • Employment Type